The Benazir Income Support Programme (BISP) has announced a new bank payment system under the 8171 initiative, which will start in September 2025. This change is aimed at ensuring that Rs 13,500 cash assistance is directly deposited into the personal bank accounts of eligible women. By moving to direct bank transfers, the government aims to eliminate fraud, agent deductions, and long queues at payment centers while ensuring transparency and dignity for all beneficiaries.
What is the New BISP 8171 Bank Payment System?
The new BISP 8171 payment model introduces direct transfers into the personal bank accounts of registered beneficiaries. This means that eligible women will no longer need to visit BISP camps or payment agents to collect cash. Instead, funds will be deposited into their personal accounts, allowing withdrawals from ATMs or bank branches anytime.
Key Features of the New Bank Transfer System
- Direct Transfers – Full Rs 13,500 will be deposited into the beneficiary’s own bank account.
- 24/7 Access – Payments can be withdrawn anytime via ATM or through banking channels.
- No Middlemen – Completely removes unauthorized agent deductions.
- Digital Tracking – Each transaction will be digitally recorded for maximum transparency.
- Nationwide Expansion – The rollout starts in September 2025 (Phase 4) and will expand gradually across Pakistan.
Why This Change is Important?
For years, beneficiaries faced long queues, biometric failures, unauthorized deductions, and even harassment during cash collection. The direct bank transfer model resolves these issues by:
- Ensuring full payment without cuts
- Promoting financial inclusion for women
- Giving beneficiaries control and privacy over their funds
- Supporting digital banking growth in rural areas
Eligibility for the New Payment Method
To receive payments via direct bank transfer, beneficiaries must:
- Be already enrolled in the BISP 8171 program
- Have completed the NSER survey or re-survey (2024-2025)
- Possess a valid CNIC in the beneficiary’s name
- Meet the Poverty Means Test (PMT) score criteria
- Open a personal bank account upon official instructions from BISP
Existing Payment Channels Until Full Rollout
Until September 2025, beneficiaries can still receive payments through:
- BISP disbursement camps
- HBL Connect retailer points
- Mobile payment vans in remote areas
- HBL ATMs for those already using BISP cards
How to Link Your Bank Account?
The official account linking process will start in August 2025. Follow these steps:
- Wait for an official SMS from 8171 to begin registration.
- Visit a designated bank branch to open an account in your own name.
- Bring your original CNIC and complete biometric verification.
- Submit your account details to BISP (via online portal or nearest office).
- Receive a confirmation SMS when your account is successfully linked.
Banks Expected to Participate
While the final list will be released officially, the following banks are expected to be part of the new BISP payment system:
- Habib Bank Limited (HBL)
- United Bank Limited (UBL)
- Bank Alfalah
- Bank of Punjab (BOP)
- National Bank of Pakistan (NBP)
Impact on Women and Financial Inclusion
This system will empower women by giving them ownership of bank accounts, helping them save money, apply for small loans, and access future financial schemes. It also ensures greater privacy and respect, reducing dependency on middlemen and eliminating chances of corruption.
Conclusion
The BISP 8171 direct bank transfer system, starting in September 2025, marks a historic step towards transparency and financial empowerment. Beneficiaries are advised to verify their CNIC, keep their mobile numbers active, and prepare to open bank accounts as soon as they receive official instructions. This digital shift ensures timely, secure, and full payments while promoting financial inclusion for millions of Pakistani women.
FAQs
When will the new bank transfer system start?
The new BISP 8171 direct bank payment system will officially start in September 2025.
Will old payment methods stop immediately?
No, existing methods like BISP camps and HBL Connect will continue temporarily until full transition.
Do I need a bank account to receive payments?
Yes, you must open a personal bank account and complete biometric verification.
Which banks are included in the BISP transfer system?
HBL, UBL, Bank Alfalah, BOP, and NBP are expected to participate initially.
How do I link my bank account to BISP?
Wait for an official SMS from 8171, open an account in your name, complete biometric verification, and submit details through the official BISP portal or office.
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